Category Archives: SBA Loan

Small Business Administration (SBA) Lending to Buy a Business

The Small Business Administration (SBA) continues to be the primary source of financing when buying a business in Texas. Technically speaking the Small Business Administration loan is not a loan but actually a guarantee to a bank who actually provides the loan. It’s commonly referred to as an SBA loan due to the standard regulations […]

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Sunbelt Completes the Sale of a Specialized Property Management Company

We are pleased to announce this successful transaction. The business is a 30 year old company operated by the same 2 partners since it’s inception. Both partners were ready to retire. The sellers were referred to Sunbelt by Steve Drake a well known Houston, Texas financial planner and host of his own financial radio show call […]

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Anatomy of a Successful Small Business Purchase

Although the names, location, types of businesses and other details have been changed for confidentiality purchases this Hub reflects real transactions in the world of buying and selling a business. The Buyer Susan, 45, had been employed in the corporate world for 15 years and had done well, worked hard and gotten good performance ratings. […]

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How to Use an SBA Loan in Acquisition of a Business

When looking at businesses you might want to buy you should always keep in mind how you are going to finance the purchase of the business. Most small businesses are purchased using bank lender financing in the form of a small business SBA loan. This post discusses the Small Business Administration (SBA) loans that are […]

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What on earth is a coverage ratio in financing with an SBA Loan?

When dealing with financing of various sorts you will come across the term “coverage ratio”. It my be in the context of “Interest coverage ratio”  or “debt coverage ratio” or some other similar nomenclature. Here’s the basic concept of a coverage ratio. The coverage ratio is designed to determine what margin for error there is […]

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The best business planning tool?

If you plan to be in business you’d better have a Business Plan. If you plan to start a small business this tool can be the difference between success and losing everything. If you think this Business Plan tool is expensive wait til you see how expensive it is to NOT have a well thought […]

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Want to Know How a Business Appraiser Looks at Small Business Value?

Factors that Increase or Decrease Business Value By: George D. Abraham CEO & Chief Appraiser Business Evaluation Systems There’s a range of key factors that can affect the value of a business.  While some of these factors are outside of the owner’s control, steps can be taken to make the business as valuable as possible. Start planning […]

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Thinking about buying a business? Here’s a way to figure what is possible

If you want to own your own small business there are really only two ways to get into business. You can start a business from scratch, often called a start-up. Or you can buy an existing business from a business owner who is ready to sell their business. There is much written about starting a […]

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Need an SBA Loan? Here’s a list of SBDC locations

Here’s how to find the Small Business Administration’s Small Business Development Centers nearest you. Contact one of these offices to see if your business qualifies for an SBA Loan If you want to buy a business go to Sunbelt Business Brokers to find an office near you. For articles about how to Buy a Business […]

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5 Reason to get a business appraisal

There are many good reasons to get a business appraisal valuation on your business. Here’s a list: So you can keep track of what business value you are building not just what income you are generating. So you would know if someone made you an offer to buy your business that you should take. Don’t […]

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